A guide, not just a lender.
Ben Freitag (NMLS# 1838909) has helped hundreds of families navigate the home loan process with clarity, honesty, and a personal touch that big banks simply can't offer.
Why I do this work.
I got into mortgage lending because I believe one of the most important financial decisions a family makes deserves a real guide — not a call center, not a portal, not a form letter. Buying a home or tapping into your equity is a big deal, and you deserve someone who treats it that way.
Based in Lakeville, MN and operating under NEXA Mortgage, my team and I work with buyers and homeowners across the country — from first-time purchases to refinances and home equity lines of credit. Every client gets my direct line. Every call gets answered.
My faith shapes how I work. I believe in treating every client the way I'd want my own family treated — with patience, transparency, and genuine care for their long-term financial health. That means I'll tell you when a loan isn't the right move, not just when it is.
What you can expect from us.
Transparency first
We explain every number, every fee, and every option before you commit to anything. No surprises at closing.
One point of contact
You get Ben's direct line. Not a queue, not a ticket system — a real person who knows your file.
Honest guidance
If a loan isn't right for your situation, we'll tell you. Our goal is your long-term financial health, not just a closed deal.
Fast turnaround
Pre-approvals often happen the same business day. We move quickly so you can move confidently.
Licensed, experienced, and accountable.
Ready to get started?
Whether you're buying your first home or your fifth, we'd love to be your guide.