A home loan guide who actually picks up the phone.
Buying a home or tapping into your equity shouldn't feel like guesswork. We give you a clear plan, a real person to call, and straight answers — from application to closing day.
Most lenders make this harder than it needs to be.
Confusing rate quotes
You get a number that looks great — until the fine print shows up at closing. We explain every line item before you sign anything.
Feeling like a file number
Big lenders hand you a portal and disappear. You deserve a real person who knows your name and your situation.
Last-minute surprises
Unexpected conditions, delays, and scrambles at the finish line. We keep you informed at every step so nothing catches you off guard.
Jargon that goes nowhere
APR, DTI, LTV — it's a lot. We translate everything into plain English so you can make confident decisions.
The Freitag Mortgage Team
Mortgage Loan Officer · NMLS# 1838909
I'm Ben Freitag, and my team and I have helped hundreds of families find clarity in a process that's supposed to feel exciting, not exhausting. We've funded over $150 million in loan volume — but the number we care about most is yours.
Operating under NEXA Mortgage and licensed in multiple states, we work with buyers and homeowners wherever they are — from first-time purchases to refinances and home equity lines of credit. Every client gets my direct line. Every call gets answered.
Three steps to your clear path forward.
Apply online
Fill out a simple application at your own pace. It takes about 10 minutes and we'll reach out the same business day to talk through your options.
Get your game plan
We review your full picture — income, goals, timeline — and lay out your best loan options in plain English. No pressure, no jargon.
Close with confidence
We handle the details, keep you informed at every milestone, and make sure closing day feels like a celebration — not a surprise.
Real families. Real results.
We're proud to work with homebuyers and homeowners across the country — helping them find the right loan and close with confidence.
What our clients say.
See what our clients are saying on Google and Facebook.
"Ben made the entire process so easy. He answered every question I had — sometimes twice — and we closed on time. I can't recommend him enough."
"We were first-time buyers and had no idea what we were doing. Ben walked us through everything step by step. We felt confident the whole way through."
"I've worked with other lenders before, but Ben is different. He actually picks up the phone. That alone is worth everything when you're in the middle of buying a house."
Answers before you even have to ask.
Have a question? Let's talk.
Fill out the form and Ben or a team member will get back to you — usually the same day.